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Industry · Finance

Finance data licensing for AI.

Quick answer

Banks, lenders and financial advisors hold underwriting rationales, fraud investigation narratives, policy manuals and service transcripts. These help AI developers build underwriting, compliance and customer-service tools. Financial privacy laws, regulator expectations and confidentiality obligations shape what can be licensed.

Business context#

Financial reasoning — why a loan was approved or a transaction flagged — is rarely documented publicly, making it valuable when properly de-identified.

  1. 01Your work records
  2. 02Personal details removed
  3. 03You approve the release
  4. 04Licensed to AI developers
How it works with SourceX: Your work records → Personal details removed → You approve the release → Licensed to AI developers.Illustrative

Valuable finance datasets#

Valuable finance datasets
DatasetWhat it contains
Underwriting notesCredit decisions and rationales
Fraud case narrativesInvestigation steps and outcomes
Policy and procedure manualsInternal compliance documentation
Service transcriptsCustomer interactions, de-identified
Planning workflowsAdvisor processes and checklists

How AI developers use it#

  • Underwriting assistants
  • Fraud-detection models
  • Compliance review
  • Customer-service agents

Privacy, legal and security considerations#

  • Financial privacy and banking secrecy laws
  • Model-risk and regulator expectations
  • Recordkeeping obligations
  • Customer account identifiers

How SourceX approaches it#

We start with a description of your systems — no data leaves your company during assessment. If there's relevant demand, we propose scope, permitted use and preparation requirements for your approval, and nothing is delivered without an executed agreement and your explicit authorization.

Related data categories

Systems that hold this data#

  • Zendesk
  • Intercom
  • Freshdesk
  • Salesforce Service Cloud
  • QuickBooks
  • Xero
  • NetSuite
  • SAP
  • Confluence
  • Notion
  • SharePoint
  • LMS platforms
  • Zoom
  • Gong
  • Five9
  • Twilio
  • Contact-center platforms

How much data is enough#

As a general guide, buyers look for years of consistent history (typically 2+ years) and tens of thousands of records or more in one system. Smaller sets can qualify when the work is rare. Assessed deal by deal.

Sample record

Illustrative · fictional

record_id
rec_8f21c0
created / closed
2023-04-11 → 2023-04-12
category
Billing question
request
Customer [NAME] asks why invoice [ID] was charged twice.
steps
1. Checked payment log 2. Found duplicate 3. Issued refund
outcome
Resolved · refund issued
actors
customer, agent_tier1

Rules that may apply

  • Federal Wiretap Act 18 U.S.C. 2511

    Applies to recorded calls and intercepted communications; some states require all-party consent. Assessed deal by deal.

  • California Consumer Privacy Act Cal. Civ. Code 1798.100 et seq.

    May apply where records include personal information of California residents and the business meets the law's thresholds. Assessed deal by deal.

  • Gramm-Leach-Bliley Act 15 U.S.C. 6801 et seq.

    Applies to nonpublic personal information held by financial institutions. Assessed deal by deal.

Reviewer note: applicability is confirmed with counsel for each deal. Not legal advice.

All industries · Insurance · Software · Manufacturing

Frequently asked questions

Can transaction data be licensed?

Usually only in aggregated or anonymized form, subject to legal review.

Related resources

See if your company qualifies

A short company assessment. No data uploads are needed.

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See if your company qualifies